Here's a breakdown of our debt for November:
AmEx - $262.01 (to be paid off)
BofA - $2,469.62
Citibank - $4,000 0% interest (to be paid monthly with HEL proceeds until 0% ends)
HEL - $9,917.34 ($135/month includes extra payments towards principal)
LNT - $187.35 (supposed to be interest free for 6 months - WRONG - to be paid off )
Macy's -$84.32 (to be paid off)
US Bank Mortgage - $676.36/month ($107,000 balance approx - no monthly escrow - I pay insurance/taxes myself)
I usually pay off all credit card balances each month. With the exception of October, I was unable to pay off the BofA credit card. I took out a HEL at 7.25% to pay off the BofA card and the 0% Citicard. The current $2,500 BofA card balance are all new charges since I paid off the previous month's balance with the HEL.
We don't have any car payment since both of our cars have been paid years ago.
November Debt
December 2nd, 2007 at 04:21 pm
December 3rd, 2007 at 03:08 pm 1196694533