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July 1 Back on Track

July 1st, 2008 at 03:39 pm

I've decided to start blogging again. It's been a while since my last entry. As usual, we just can't stop the spending on our credit cards so I've started a new approach. I opened a new checking account and I'm going to transfer $200/week to cover all discretionary expenses i.e. clothes, food, etc. Once the kids go back to school I'm going to lower that $200/week to $150/week. Anything that we buy has to go on the debit card and not on the credit card. If there's no money to cover it, then we don't get it. I'm also not carrying my credit card with me at all.

July Budget/Actuals/Fcst

Charity - $35/$0/$35
Debt - $60/$0/$60
Food (and other discretionary items) - $800/$0/$800
House - $676/$0/$676
Insurance - $1,185/$0/$1,185 (includes car insurance to be paid in full)
Kids - $114/$0/$114
Medical - $0/$0/$0
Personal - $50/$0/$50
Transportation - $150/$0/$150
Utilities - $501/$0/$501

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